Dereje Zebene Joined Zemen Bank April 2018, In joining Zemen Bank, Ato Dereje is bringing his vast banking experience of more than 20 years. Prior to joining Zemen Bank, he served as Chief Officer of Corporate Strategy and Transformation, Vice President of banking operations, Vice President of International Banking as well as other managerial positions at Awash Bank. Additionally, he also served at Commerzbank A.G Representative Office for Ethiopia and East Africa, Ministry of Foreign Affairs, National Bank of Ethiopia as well as Wegagen Bank under different capacities. Ato Dereje is multidisciplinary in his educational accomplishments, obtaining his Master of Business Administration from Lincoln University, California-USA, BA in Management, and Bachelor of Law from AAU.
Addis Woldecherkos Gebrehiwot is currently serving as Chief Credit Officer at Zemen Bank since October 2022. Addis joined Zemen Bank in March 2020, initially as Vice President of Operations, a role held until September 2022. Before Zemen, Addis held key leadership roles at Wegagen Bank, including Director of E-Banking Services (2019–2020) and Director of Branch Operations (2014–2019). Addis also served as Department Manager in various departments, including Domestic Banking and Credit, and as Branch Manager from 2001 to 2009.
Academically, Addis holds a BA in Management and Public Administration. Addis has completed numerous certifications, including Credit Analysis, Enterprise Risk Management, and International Balanced Scorecard. Additional training includes an advanced Card Suit Overview and VISA refresher in Latvia.
Ato Asrat, a Chief Retail Banking Officer at Zemen Bank S.C. has over two decades of banking experience. He had key roles at the Commercial Bank of Ethiopia, United Bank, and Zemen Bank. He assumed various progressively responsible positions, including Branch Manager, Head of the Credit Analysis and Appraisal Division, and Director of Credit Relationship Management. Asrat Tadesse is a graduate of Addis Ababa University and St. Mary's University. In addition, Mr. Asrat has participated in various technical, managerial, and leadership trainings and workshops, acquiring essential skills in managerial and strategic areas of banking.
Elias, with over 10 years of experience in human resources and operations management, joined Zemen Bank in December 2008. He began his management career as manager of the Support Services Division and later assumed the position of Director of Human Resources function. Elias holds a Masters of Business Administration from the International Leadership Institute and B.A. in Management from Addis Ababa University.
Ato Haileyesus has previously held roles at the Ethiopian Roads Authority, National Bank of Ethiopia, and Commercial Bank of Ethiopia. His positions included IT Advisor to the President, Director of IT Services, Manager of IT Services, CIO, Head of Technical Support, Supervisor for Change Control, and IT Project Officer. Ato Haileyesus holds an MSC in Computer Science and a BA in Accounting.
Since October 1, 2022 he has been serving as Acting Chief Officer of Technology at Zemen Bank.
Ato Meseret, who is currently serving as Chief Finance Officer, joined Zemen Bank with over thirteen years of empirical experience in banking and audit. Prior to joining Zemen Bank, he worked as Area Bank Manager, Inspection and Audit Division Manager, Senior Inspector and Senior Internal Auditor.
Ato Meseret moved to Zemen Bank in 2009 and establish Zemen Bank’s Internal Audit Department and setup internal control environment.
Ato Meseret served Zemen Bank as Vice President of Corporate Resources Management. In this role he was responsible to lead the formulation of the Bank’s 2016-2020 five-year strategy. He was also actively involved in Head Quarter Building Project Management. Ato Meseret was responsible to lead the internal team for the development of new five-year strategic plan and 10-year Road Map.
Ato Meseret obtained Master’s Degree in Executive Management (EMBA) from Addis Ababa University. He had also studied ACCA and is an active ACCA member (FCCA). He obtained BA Degree in Accounting from Addis Ababa University.
Ato Michael has been with the bank since 2012. He started his career as a sales associate at a private website development company and briefly worked at Ethiopian Airlines. Michael has held various roles within Zemen Bank, including Senior Officer, Division Manager for Promotion and Public Relations, and Fund Manager. Ato Michael has served Zemen Bank as Director for Corporate and Institutional Banking. Michael graduated from Mekelle University with a BA in Business Management.
Ato Phylipos has experience in various roles at Dashen Bank, including IT System Administrator I, Principal System Administrator, Database Supervisor, and Head of the Software Support Section. At Zemen Bank, he has held positions such as Head of Core Banking and Database Administration Division and acting Director of the Core Banking and Software Development. Ato Phylipos holds a Bachelor’s Degree in Library and Information Science from Addis Ababa University.
Since June 1, 2024 he has been serving as Acting Chief Information Officer at Zemen Bank.
Takele Dibekulu Joined Zemen Bank S.C. on April 01, 2023 as Deputy Chief Human Capital Officer. Prior to Joining Zemen, he has worked as HR Director at Wilmar International for two years.
Takele spent most of his Career at Ethiopian Airlines Group. He has served the Airline as HR Generalist, Team Leader, Manager and A/Director Group HC Development & Industrial Relations, the last position he held before he left the Airline in 2021.
Takele earned MA in Human Resource Management and BA in Management from Addis Ababa University in 2017 and 2011 respectively. He Graduated both Degrees with Great Distinctions. Takele has participated in and facilitated different Leadership Trainings and workshops abroad and locally.
Ato Tewahido brought with him about 10 years of experience in research, Marketing, Foreign procurement and Banking Prior to joining Zemen Bank in 2008. He has been Manager of Trade Service division and Director of Knowledge and Innovation department before assuming his current post, Chief Officer- Strategy & Marketing. As Director of Knowledge and Innovation, he led research, innovation, change management, budgeting and performance management functions. Besides, Ato Tewahido had been actively involving and handling a significant undertaking in the new strategy (2022/23- 2026/27) development project as a project manager. He is a certified BSP (Balanced score card professional) and KPI-P (Key performance indicator professional) from balanced score card institute. Ato Tewahido received his MBA from St. Mary’s University and MSc in Finance and Investment from Mekelle University. He also has B.A. degree in Economics and Diploma in Marketing from Addis Ababa University.
