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Types of Services | Fee / Charge |
---|---|
Debit card & PIN Issuance 1st Time | Free |
Debit card re-issuance Expired | Free |
Debit card re-issuance Lost/Stolen/damaged | Birr 50 |
Local Gift & prepaid card Issuance / Reissuance & top up | Birr 40 |
PIN re-issuance (For all local card) | Birr 15 |
Zemen Platinum Travel Prepaid MasterCard Card & PIN | Birr 100 |
Zemen Platinum Travel Prepaid MasterCard Card/PIN reissuance | Birr 100 |
Types of Services | Fee / Charge |
---|---|
ATM cash withdrawal, using Zemen Bank card at Zemen Bank ATM (on us) | Free |
Balance Inquiry using Zemen Bank card at Zemen Bank ATM (on us) | Free |
Account to Account transfer, using Zemen Bank card at Zemen Bank ATM (on us) | Free |
ATM cash withdrawal using Other Bank Local Card at Zemen Bank ATM (off us) | As per eth-switch’s pricing |
ATM Balance Inquiry using Other Bank local Card at Zemen Bank ATM (off us) | As per eth-switch’s pricing |
ATM Mini statement view using Other Bank local Card at Zemen Bank ATM (off us) | As per eth-switch’s pricing |
ATM cash withdrawal using Other Bank International Card at Zemen Bank ATM (off us) | Free |
ATM Balance Inquiry using Other Bank International card at Zemen Bank ATM (off us) | Free |
ATM Mini statement view using Other Bank International card at Zemen Bank ATM (off us) | Free |
Types of Services | Fee / Charge |
---|---|
Payment at merchant by international card | Free |
Cash advance by international card | Free |
Types of Services | Fee / Charge |
---|---|
Account to account transfer to own account at Zemen Bank | Free |
Cash advance by international card | Free |
Account to account transfer to other account holder– With in Zemen Bank | Free |
Account to account transfer to other banks through ETH-switch | As per eth-switch’s pricing |
Account to account transfer to other bank through EATS (RTGS) | X ≤ 10,000 Birr 50 >10,000 X ≤100,000 Birr 75 X > 100,000 Birr 100 |
Bill payment | Free |
Transfer to 3rd party mobile money/ wallet | Free |
Statement view or download | Free |
Self Top-up of local currency prepaid cards through IB/MA | Free |
Types of Services | Fee / Charge |
---|---|
Ecommerce transaction acquiring by using international card (Visa / Master Card)(Visa / Master Card) | Free |
Sector/loan Product | Min.Rate | Max.Rate |
---|---|---|
All type of Export Related loans | 7.25% | 14.00% |
Non-Export Loans | ||
Agriculture | 16.00% | 17.90% |
Building Construction Loan | 16.50% | 19.00% |
Domestic Trade and Services | 16.50% | 19.25% |
Financial Institution Loan | 16.50% | 18.25% |
Health and Education Services | 14.25% | 16.25% |
Hotel and Tourism( 5 Star rated ) | 13.50% | 16.25% |
Hotel and Tourism( 3-4 Star rated ) | 15.00% | 17.75% |
Hotel and Tourism(General Hotel) | 16.00% | 18.65% |
Import | 16.50% | 19.00% |
Industry/Manufacturing | 15.50% | 18.00% |
Merchandise Loan | 15.00% | 17.00% |
Microfinance Institution | 10.00% | 12.75% |
Mines, Power and Water Resources | 13.00% | 16.00% |
Transport Services | 16.50% | 18.25% |
Consumer Loans | 16.25% | 18.00% |
Diaspora Credit | 9.5% | 14.00% |
Consumer Loans for Employees of Corporate Client | As per signed SLA Negotiable | As per signed SLA |
Guarantee type | Min.Rate | Max.Rate |
---|---|---|
All type of Gurantee | 0.13% | 3.00% |
Description | Min.Rate | Max.Rate |
---|---|---|
Loan Processing Fee | 2 ,500.00 | 0.25% of the approved loan |
Appeal processing Fee | 1 ,000.00 | 0.05% on the initial request |
Renewal fee (for all credit facilities including overdraw) | 7 ,500.00 | 0.01% |
Repayment amendment | 2,500.00 | 2,500.00 |
Renegotiation Fee/Rescheduling/Waiver | 2 ,500.00 | 0.1% of outstanding balance/ max Birr 20,000 |
Collateral substitution/replacement/release fee | 10,000.00 | 10,000.00 |
Re-approval fee for any reason other than the Bank. | 5,000.00 | 5,000.00 |
Insurance premium fee | 3000 | 10% of the premium |
Grace period Extension fee/additional G.P | NA | 10,000 |
Guarantee Conversion fee | NA | 0.25% |
Merchandise pledge/release fee | NA | 3,000.00 |
Late payment penalty fee | Exempted | Exempted |
Letter and loan statement fee | NA | 100 plus 10/sheet |
Audit confirmation fee | NA | 100 |
Loan Administration/Account management fee at the time of settlement | NA | 2.50% |
Cancellation/suspension of foreclosure decision | All costs incurred by the bank plus Br. 5000 | All costs incurred by the bank plus Br. 5000 |
Conversion of OD to T/L | NA | 0.25% |
second degree Collateral registration permission | NA | 5,000.00 |
Movable ( vehicle, Machineries ETC) collateral management fee | As per NBE directive | As per NBE directive |
Description | Min.Rate | Max.Rate |
---|---|---|
All residential buildings | 100 | 100+200/floor |
All commercial buildings | 100 | 100+200/floor |
Project finance building (Real estate, apartments, hotels etc.) | 3000 | 3000+500/floor |
Progress on projects | 2000 | 2000 |
Coffee hulling and washing site | Minimum 2000+1000/ 100km, hulling and washing construc�o n as per commercia l building | Minimum 2000+1000/100km, hulling and washing construction as per commercial building rate |
Coffee plantation, tea and other plantation | 3000 | 3000+1000/100 km |
Flower farms and other plantations | 3000 | 3000+1000/additional green house |
Motor vehicle /Automobile | 500 | 1500 |
Trucks-Dry Cargo, Fuel trucks as special purpose trucks | NA | 2500/machinery |
Construction and agricultural machineries and equipment's | NA | 2500/truck or cargo |
factory/plant machineries | NA | 5000 per plant |
Re-evaluation as per the customer request and procedural requirement | NA | Half of the original fee |
Re-evaluation of propoerties as per the banks initiation | Free | Free |
Type of service | Fee/Charge | Remark | |
---|---|---|---|
Foreign Exchange Incoming Transfer Services S | Service Charge | Free | |
Incoming Transfer - Cheque Services | Service Charges | 2.00% a min of Birr 250.00 for OBP(Out Ward Bills Purchase) and 1.5% a min of Birr 250.00 for OBC(Out ward Bills for Collection) | |
Postage Charges | Free | ||
Import by Letier of Credit and Supplier Credit | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As perNational Bank of Ethiopia |
Service Charge | 2%- 9% Deping account class | ||
Import by Inward Bills for Collection (CAD) | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%- 4% Depending on account class | ||
Outgoing transfer payment | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%- 8.85% Depending on account class | ||
Confirmation Commission | 1%-2.5% Depending on account class | ||
Extension Commission for LC | |||
If additional period is involved | 1.5% - 6% Depending on account class | ||
Extension within the period (With90 Days) | Free-1% Depending on account class | ||
Excess Drawing/ Increase of amount on FOB Value | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%-12% Depending on account class | ||
Extension of Purchase Order Approval | Service Charge | 0.25%- 6% Depending on account class | |
Export | Advising, Extension, Amendment, Confirmation | Free | |
Postage | Actual Cost incurred | ||
Outward Documentary Bills Purchase (ODBP)and Outward documentary bills sent for Collection (ODBC) | Exchange Commission | Free | |
Negotiation Commission | Free | ||
Postage | Actual Cost incurred | ||
Foreign Letier ofGuarantee | Foreign bank guarantee issued at the request of correspondent bank abroad with their counter guarantee | 0.25%- 0.75% Depending on Gurantee Value | |
Outgoing foreign bank guarantee against 130% deposit or with credit facility | 0.25%- 1% Depending on Gurantee Value | ||
Others | Account maintenance for financial institutions(their account with us) | Free | |
NR Account closure (Including Diaspora) | USD 10.00 | ||
Inactive account below USD 100.00 (excluding exporter) | USD 5.00/semi annual | ||
Account Statement delivery by SWIFT maintenance for financial institution (their a | USD 5.00 Per message | ||
Interest on Certificate Deposit - Diaspora Account | Negotiable Less than LIBOR Rate | ||
Interest on Non - Repatriable Birr Account Diaspora | Twice Minimum Saving deposit rate set by National Bank Ethiopia minimum balance outstanding for the month paid in Birr | ||
SWIFT Charges for Stop payment orders | Birr 500.00 per message | ||
Balance Confirmation | Free | ||
SetilementofdocumentforexpiredL/C | Service Charge | ||
Supplier Credit Handling Fee | Service Charge | ||
Purchase order approval | Service Charge | ||
ShipmentmadeatierPurchaseOrderExpiry | Service Charge | ||
Ethiopian Shippinglinesfreightpayment fromBir | Service Charge | ||
Sales of Cash or Pre paid MasterCard | Service Charge | ||
Issuer cross border fee, Authorization switching fee, Clearing fees &ATM transaction fee | Service Charge | ||
Types of services | Fees /Charges |
---|---|
Share transfer | 0.5% of the transaction value from both parties. Min. 500 max. 10,000 |
Issuance of confirmation letter | Birr 100.00 |
Share registration for collateral purpose | Birr 1,000.00 |
Replacement of share certificate | Birr 500/leaf |
Power of attorney authentication | Birr 200 |
Type of service | Fee/Charge | Remark | |
---|---|---|---|
Foreign Exchange Incoming Transfer Services S | Service Charge | Free | |
Incoming Transfer - Cheque Services | Service Charges | 2.00% a min of Birr 250.00 for OBP(Out Ward Bills Purchase) and 1.5% a min of Birr 250.00 for OBC(Out ward Bills for Collection) | |
Postage Charges | Free | ||
Import by Letier of Credit and Supplier Credit | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As perNational Bank of Ethiopia |
Service Charge | 2%- 9% Deping account class | ||
Import by Inward Bills for Collection (CAD) | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%- 4% Depending on account class | ||
Outgoing transfer payment | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%- 8.85% Depending on account class | ||
Confirmation Commission | 1%-2.5% Depending on account class | ||
Extension Commission for LC | |||
If additional period is involved | 1.5% - 6% Depending on account class | ||
Extension within the period (With90 Days) | Free-1% Depending on account class | ||
Excess Drawing/ Increase of amount on FOB Value | Exchange Commission | From LCY (Local Currency) acct. 2.5% and From FCY(Foreign Currency) acct. Free | As per National Bank of Ethiopia |
Service Charge | 2%-12% Depending on account class | ||
Extension of Purchase Order Approval | Service Charge | 0.25%- 6% Depending on account class | |
Export | Advising, Extension, Amendment, Confirmation | Free | |
Postage | Actual Cost incurred | ||
Outward Documentary Bills Purchase (ODBP)and Outward documentary bills sent for Collection (ODBC) | Exchange Commission | Free | |
Negotiation Commission | Free | ||
Postage | Actual Cost incurred | ||
Foreign Letier ofGuarantee | Foreign bank guarantee issued at the request of correspondent bank abroad with their counter guarantee | 0.25%- 0.75% Depending on Gurantee Value | |
Outgoing foreign bank guarantee against 130% deposit or with credit facility | 0.25%- 1% Depending on Gurantee Value | ||
Others | Account maintenance for financial institutions(their account with us) | Free | |
NR Account closure (Including Diaspora) | USD 10.00 | ||
Inactive account below USD 100.00 (excluding exporter) | USD 5.00/semi annual | ||
Account Statement delivery by SWIFT maintenance for financial institution (their a | USD 5.00 Per message | ||
Interest on Certificate Deposit - Diaspora Account | Negotiable Less than LIBOR Rate | ||
Interest on Non - Repatriable Birr Account Diaspora | Twice Minimum Saving deposit rate set by National Bank Ethiopia minimum balance outstanding for the month paid in Birr | ||
SWIFT Charges for Stop payment orders | Birr 500.00 per message | ||
Balance Confirmation | Free | ||
SetilementofdocumentforexpiredL/C | Service Charge | ||
Supplier Credit Handling Fee | Service Charge | ||
Purchase order approval | Service Charge | ||
ShipmentmadeatierPurchaseOrderExpiry | Service Charge | ||
Ethiopian Shippinglinesfreightpayment fromBir | Service Charge | ||
Sales of Cash or Pre paid MasterCard | Service Charge | ||
Issuer cross border fee, Authorization switching fee, Clearing fees &ATM transaction fee | Service Charge | ||
Feb 14, 2025
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